Installment plan
General Provisions
- The Seller may offer installment purchases in accordance with relevant provisions of the RA Civil Code.
- Installment purchases may be arranged:
- via a bank or credit organization, or
- via an internal installment plan (if applicable).
Bank Installments
- If installments are provided through a bank/credit organization, a separate loan agreement is signed between the buyer and the financial institution.
- The Seller is not responsible for loan refusal or changes in terms by the bank/credit organization.
- Ownership of the goods transfers to the buyer after full payment, unless otherwise stated in the bank agreement.
Returns for Installment Purchases
- If the product was purchased via bank installments, refund calculations are processed according to the procedure agreed with the bank.
- For internal installments, in case of contract termination, mutual settlement is made, subtracting possible penalties and usage-related damages.
- Custom-made or specially imported furniture is not subject to return, except in cases of manufacturing defects.
Liability
- The Buyer must make payments within the deadlines specified in the agreement.
- The Seller is not responsible for the credit policies of financial institutions.
